The Full Auto Enrolment Solution

Pension and compliance without the headache

If your auto enrolment staging date is approaching too fast for your liking, we have the ideal pension and compliance solution.

By combining the very best of payroll and pension solutions provided by leading pension, investment and technology organisations, the autoenrolment solution ensures that meeting pension obligations is a hassle-free experience.

We provide a full pension and compliance solution ensuring a "suitable pension outcome" for all employees through our partners Intelligent Money. The Intelligent Group (IG) automatic enrolment solution includes the two key elements required:

  • A suitable pension; GSIPP, NEST or a combination though the IG Hybrid pension solution.
  • Pension compliance software that intelligently integrates with your payroll system.

The portal-based automatic enrolment solution integrates into your existing payroll or HR system and manages your auto enrolment processes, reconciles your contributions and gives peace of mind that you meet Pensions Regulator requirements. More importantly, you do not have to be FCA authorised or a pension expert to use the solution.

Click on the tabs below to learn more about the IG autoenrolment solution or contact us today to discuss how we can relieve you of that auto enrolment headache.

  • Simple and effective controls for all aspects of auto enrolment obligations.
  • Automatic eligibility assessment, employee communications and reconciliation of contributions.
  • Automated selection of "suitable pension outcome" for your employees.
  • Employee portal access providing details of individual pension "pot" and associated pay summary.
  • Option to upgrade to the full PAYE/auto enrolment portal; the IG Portal Plus solution that integrates into existing payroll or HR infrastructure and distributes PAYE documentation (payslips, P60, P11D), digitally.
  • Digital storage of statutory documents and information required to satisfy the auto enrolment reporting obligations of the Pensions Regulator.
  • Bureau support for outsourced payroll management.
  • Portal branding to promote and retain your corporate brand, image and identity.
OptionEmployee Reporting

Employees can access details of their pension contributions, view their pensions "pot" and summary pay information via a secure employee portal. We also offer the option to upgrade the portal to provide full PAYE information such as payslips, P11D's and P60's, once the base solution is implemented. The portal integrates with all leading payroll solutions and ensures confidential information remains completely private.

LinkContact us to learn more.

OptionCustomisation Options

The IG Portal can be customised to reflect your branding and corporate identity.

LinkContact us to learn more.

OptionWhite Label Options

The full auto enrolment solution provides an ideal opportunity to Payroll Bureaus, Accountants and Professional Bodies to provide an auto enrolment solution to customers and members, branded to suit your corporate identity and provided as an extension to your portfolio of services.

LinkContact us to learn more.

DocumentDownload the Full Auto Enrolment Solution fact sheet

LinkRead our GSIPP Overview

LinkRead our NEST Overview

Questions about Auto Enrolment
QuestionWho is affected by auto enrolment?

Every employer in the UK is affected by the Pensions Act and the requirement to provide a qualifying pension to employees. Click here for more information about how it may affect your organisation.

QuestionWhen will this become a requirement for my organisation?

We have provided a full list of staging dates here. You can also visit the Pensions Regulator website to find out more.

QuestionCan we delay this?

Yes, you can postpone your staging date for 3 months. Click here for more information.

QuestionMy headcount is always changing. How do I know when this will start?

The Pensions Regulator have already decided when your staging date is. For more information click here.

QuestionDoes automatic enrolment apply to all employees?

No. Click here for information about eligible employees.

QuestionCan I Auto Enroll before my Staging Date?

Yes. By implementing auto enrolment before your staging date, you can relieve the pressure of a forthcoming deadline by preparing in advance for the changes.

QuestionWhat do I need to implement auto enrolment?

You need a qualifying pension scheme and you will need to find a way to manage the contributions, reconciliation, eligibility and communications. Our solution provides both elements to make life easier for employers through the IG solution detailed on this page.

QuestionDo I have to pick a Pension provider before my staging date?

You need to choose a pension provider before your staging date unless you choose to postpone for three months.

QuestionCan an employee opt out?

Yes. There are various letters that you send to your employees during the process of implementing auto enrolment. They explain what the employee choices are and any actions that are required by the employee. It is during this process that an employee can opt out. You can find some really useful information about employee communications and opt outs here.

QuestionWhat are the costs?

There are two costs involved in the IG Full AutoEnrolment Solution; an annual software licence plus pension scheme costs. You can find out more by contacting us for a discussion about your requirements.

QuestionWho pays these costs?

It is the employers responsibility to cover the costs of implementing auto enrolment.

QuestionHow do I know what I need?

We are here to help. If you are not sure what you need, contact us today to discuss your business requirements.

Questions about the IG Solution
QuestionWho manages your pensions?

Pensions provided through the IG Full Auto Enrolment Solution are provided by NEST and/or Intelligent Money. You can find more about these organisations by clicking the links or reading our NEST and GSIPP pages.

QuestionIs there a minimum period I need to sign up for?

Yes, our minimum contract period is 12 months.

QuestionIs there a minimum or maximum number of employees?

The solution has been designed specifically for small and medium sized companies.

QuestionWhat are the GSIPP and NEST pensions?

To help you learn more about your options, we have explained the GSIPP and NEST options we offer within the IG solution on this website.

Questions about the software
QuestionWill this replace the payroll software I already have?

No. The IG solution is designed to work with your current payroll software to manage the pension compliance aspect of the payroll system.

QuestionWill this interfere with the payroll software I already have?

No. The solution has been designed to work with the payroll software you already have. When you run the payroll, information is downloaded to the auto enrolment software that manages the auto enrolment process, ensuring compliance with the Pensions Act.

It also calculates eligibility for individual employees, calculates employee eligibility within each pay period, enables contribution information to be communicated to the pension provider and provides visibility of the information to the employer, employee and adviser through a secure online portal.

QuestionIs it compatible with all payroll software?

For integration details, please click the integration tab above. However, the software has been designed to work with most freely available software products.

QuestionWill software handle contributions into more than one Pension scheme?

Yes. The solution has been designed to handle both GSIPP and NEST pension schemes.

QuestionIs there an installation cost for the software?

No. You can install the software yourself. The process is very straightforward.

QuestionCan the IG pension Portal be extended to provide additional information and services to the company?

Yes. Once the standard pension portal is implemented and the employees are happy and comfortable using it, we can upgrade the portal to include full PAYE documentation (payslips/P11D/P60) via the IG Portal Plus solution.

QuestionWhat about those that share computers?

Access to the IG Portal is based around security criteria that is specified by the client. Most popular is the use of a secure password that the employee sets themselves. Access is then just a matter of using an internet connected device to gain entry to the portal.

Quick questions by business type
QuestionI run payroll on behalf of my clients.

QuestionCan we provide a GSIPP solution to our payroll clients?   Yes.

QuestionCan the solution be "white labelled"?   Yes.

QuestionIs GSIPP a regulated product?   Yes.

QuestionDo I need to be a pension expert?   No. The team is here to support you before, during and after implementation.

QuestionDo I need to be regulated?   No. You are not offering pensions advice, just a solution.

QuestionDo we continue to bill all our clients?   If providing a bureau service, Yes.

QuestionAre the amounts charged fixed?   Yes.

QuestionCan Employers agree to pay costs of setting up and administering scheme?   Yes.

QuestionCan I provide GSIPP solution for some but not all my clients?   Yes.

QuestionHow can we earn revenue from this service?   By providing a white labelled service provision to your clients as an extension of your portfolio.

QuestionWhat do I do next?   Contact us to discuss your requirements further.

QuestionI am a financial adviser.

QuestionCan I charge fees separately to my client?   Yes. You can charge consultancy charges to employers for the implementation and ongoing costs associated with managing the scheme.

QuestionWill I earn from ongoing Annual Management Charges?   Adviser Charging on AE contributions is not allowed.

QuestionIs the offering regulated?   Software is not regulated.

QuestionWill I retain client relationship?   Yes.

QuestionI am an employer

QuestionCan we bring forward our staging date?   Your Staging Date is fixed. However, you can apply to the Pensions Regulator to auto enrol early.

QuestionHow often is eligibility of new employees validated?   Per pay Period.

QuestionHow is information extracted from payroll sofware?   Uploaded by data file.

QuestionCan software cope with both weekly and monthly payroll?   Yes.

QuestionCan other pension pots be transferred into the I-GSIPP?   Yes.

QuestionCan employees make different levels of contributions?   Yes.

QuestionCan employees increase or decrease contribution levels?   Yes - within statutory minimiums.

QuestionCan individuals receive individual advice on pension funds?   Yes.

IG integrates with the following payroll software:

  • Sage
  • Star
  • Pegasus
  • Iris
  • Intuit
  • Trace
  • Ceridian
  • ADP
  • Northgate Arinsa
  • SAP

If your software does not appear on this list, please contact us for integration details.

Full Auto Enrolment Solution
Solution Summary
Learn MorePension Eligibility

The solution automatically identifies and enrols eligible employees and enables you to manage the contributions, reporting and compliance aspects of the new pensions legislation.

LinkContact us to learn more.

Learn MorePension Options

The solution automatically selects the most "suitable pension outcome" for employees:

  • Group SIPP from one of the UK's fastest growing and most successful SIPP providers; Intelligent Money.
  • Government approved, NEST pension.

LinkContact us to learn more.

Learn MoreEmployee Reporting

Employees can access details of their pension contributions, view their pensions "pot" and summary pay information via a secure employee portal. We also offer the option to upgrade the portal to provide full PAYE information such as payslips, P11D's and P60's, once the base solution is implemented. The portal integrates with all leading payroll solutions and ensures confidential information remains completely private.

LinkContact us to learn more.

Learn MoreCustomisation Options

The IG Portal can be customised to reflect your branding and corporate identity.

LinkContact us to learn more.

Learn MoreWhite Label Options

The full auto enrolment solution provides an ideal opportunity to Payroll Bureaus, Accountants and Professional Bodies to provide an auto enrolment solution to customers and members, branded to suit your corporate identity and provided as an extension to your portfolio of services.

LinkContact us to learn more.

Supporting Resources

DocumentLearn more about GSIPP

DocumentLearn more about NEST